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Get The Business Loans & Credit Lines You Want and Need, When You Need Them and Even when Banks Might Say “NO.”

According to the United States Department of Revenue, the majority of business loans and credit lines that are available today don’t come from big conventional banks. Instead, most business loans now come from alternative lenders and investors.

And these alternative lenders only typically offer 1-2 limited funding programs, ruining your chances of getting a good loan and minimizing the amount of money you can secure if you don’t meet the requirements of these specific and limited types of loans.

At Businefits, we work with all legitimate types of funding programs available today, offering funding through hundreds of investors and lenders through a multitude of different funding programs.

This gives you the best opportunity to get the most amount of financing, at the best terms.

Here are just a few of the most sought-after loan programs you can access through Credit Suite:

  • Unsecured Credit Lines up to $150,000 Even for Startups
  • Business Revenue Lending and Cash Advances with 72 Hour Funding
  • Account Receivable Loans and Credit Lines with Rates of 1% and Less
  • Purchase Order Financing and Inventory Credit Lines
  • Securities and 401k Financing
  • Equipment Financing and Leasing for Purchase and to Refinance Existing Equipment
  • Private Investor Financing Even for Startup Companies

When you work with us, you’re not working with a faceless and gigantic banking organization.  Right away, you’ll be assigned to your own personal Finance Officer who will work directly with you to develop your Finance Blueprint with all the funding options you can qualify for now.

And, your blueprint maps out the steps to get you even more (and perhaps even better) loans and credit lines in the future. It’s easier when you know what they want and need and how to boost your own business credit profile.

Once you choose the funding you’d like from the options that you can qualify for, our team goes into action working with lenders and investors to get you approved.

Your Finance Officer helps you get approved, negotiates rates and terms, and helps you through all aspects of the funding process until your loan proceeds are in your bank account.

With our help, and when you know how, you can get a business loan or credit line:

  • Regardless of Personal Credit Quality
  • Even with No Assets to Pledge as Collateral
  • As a Newer Startup Business
  • With No Financials or Returns that Show a Loss

By working with all legitimate funding sources and a wide range of loans and credit lines, we can often get you approved for multiple loan and credit line options, maximizing the amount of capital you receive.

Quickly Build Your Business in 4 Steps

We help you understand and meet the secret, unpublished, underwriting requirements that lenders and credit issuers have, so you’ll know you can get approved before you even apply.

We assist you with filing for the best entity type to help eliminate your personal liability, setup your business address to meet credit issuer standards so you can get automated approvals, obtaining your business phone, fax, and toll-free number that meets lender’s 5 essential qualification requirements, and getting you listed with 411 saving you $400 annually.

Types of Credit We Help You Access:

  • Store business credit with Dell, Apple, Walmart, Amazon, Costco, Sam’s Club, BP, Chevron, Home Depot, Lowes, Staples, Office Depot, Ikea, and with most other major retailers
  • Fleet credit for fuel and auto vehicle repairs for your primary vehicle, and a fleet of commercial vehicles
  • Cash credit including Visa and MasterCard accounts you can use in most locations worldwide
  • Auto vehicle financing to purchase or lease your primary vehicle or a fleet of vehicles, in your business name

At Businefits, we provide you the greatest access to real useable, no-personal-guarantee credit through our revolutionary Business Credit Builder. This gives you the money you need to run your business, expand, and to make your company more profitable and productive so that you have the money you need and the time to enjoy it.

Plus we offer our own white-label partner program where you can get the ability to offer business credit and the finance suite to your customers!

Through our Business Credit Builder, we help you get setup and activate your credit profiles with Dun & Bradstreet, Experian, and Equifax Commercial, as well as access your free D-U-N-S number with D&B.

Plus, the Business Credit Builder is the only place that you can access your Experian Smart Business data at no cost, and monitor it ongoing. And you can also enjoy our unique credit monitoring integration with Dun & Bradstreet and Experian that’s powered by Nav.

This way, you can monitor your business credit building in real time and receive email alerts when new accounts are added, monitoring your tradelines as they are added to your report.

Businefits helps you:

  • Get Setup with D&B, Experian, and Equifax
  • Access Experian Smart Business Data at No Additional Cost
  • Get Exclusive Business Credit Report and Score Training
  • Access Your Experian and D&B Credit Reports and Scores through Nav

Even one derogatory item on your business credit reports can get you denied for loans and credit cards. Your Business Credit Builder provides you an easy way to dispute and fix inaccurate and harmful information on your business reports with D&B, Experian, and Equifax, so you can have a strong business credit profile and score to get approved for the most money at the best terms.

We help you get setup initially with the business reporting agencies, fix credit inaccuracies, and monitor your business credit as you start to obtain HIGH-limit revolving credit and auto loans.

Getting approved for initial business credit when you have none reporting now, is where most business owners fail building business credit. This is because over 97% of trade vendors don’t report to the business credit reporting agencies.

Businefits helps you obtain real useable credit with trade vendors who will give you EIN credit with no personal credit check, even when you have none reporting on your business reports now.

These trade vendors provide products and services you use now, and give you credit that helps you ease cash flow constraints.  Here’s what you should know about the trade credit we help you secure:

  • Get Approved Even as a Startup
  • No Cash-Flow Requirements and No Bank Statements or Tax Returns Required for Approval
  • This Credit is Unsecured and There is No Collateral Required for Approval
  • Get Approved with No Personal Credit Check or Personal Guarantee

Your new credit reports to Dun & Bradstreet, Experian, and Equifax Commercial helping you establish your initial tradelines, reports, and scores with all three major reporting agencies, that are needed to start getting store, fleet, and cash credit.

If you do have good personal credit, you can also qualify for our Unsecured Business Financing program where you can enjoy:

  • Unsecured Cash Credit Lines up to $150,000
  • 0% Interest Rates for 6-18 Months
  • No-Doc Approvals where You Can Get Approved Even as a Startup

Whether you use our vendor accounts to build your initial business credit, or take advantage of our Unsecured Business Financing program, you’ll get your initial business credit profiles and scores established with D&B, Equifax, and Experian, so you can start to secure HIGH-limit revolving credit from stores as well as fleet and cash sources, without a personal guarantee or credit check.

Once your initial business credit is established, you’ll start to get access to high-limit revolving credit cards in your business name that are linked to your EIN number, not your SSN.  This credit requires no consumer credit check, or personal guarantee for approval.  You’ll be able to secure:

  • Store business credit with Dell, Apple, Walmart, Amazon, Costco, Sam’s Club, BP, Chevron, Home Depot, Lowes, Staples, Office Depot, Ikea, and with most other major retailers
  • Fleet credit for fuel and auto vehicle repairs for your primary vehicle, and a fleet of commercial vehicles
  • Cash credit including Visa and MasterCard accounts you can use in most locations worldwide
  • Auto vehicle financing to purchase or lease your primary vehicle or a fleet of vehicles, in your business name

Our Business Credit Builder helps you obtain credit with places like Amazon, Walmart, Dell, Apple, Costco, Sears, BP, Chevron, Sprint, and most other major retailers with individual credit limits of $10,000-$50,000. Plus, you can see each credit issuer’s underwriting guidelines, so you’ll know you can get approved before you even apply.

You’ll also get access to high-limit, revolving fleet credit cards you can use at multiple locations for all types of vehicle needs including vehicle maintenance, tires, fuel, even major repairs. Fleet credit helps you cover your individual auto vehicle expenses, as well as those that occur when managing a fleet of vehicles.

Plus, you’ll get access to high-limit, revolving CASH credit cards you can use at most stores worldwide. These Visa and MasterCard credit cards don’t require a personal credit check or a personal guarantee for approval, and allow you to take physical cash out of the cards.

And, through your finance suite, you can get approved for auto vehicle financing that doesn’t require a personal credit check or personal guarantee for approval. You can access multiple funding sources, and finance one or more vehicles in your business name with no consumer credit reporting.

We help you through the entire business credit building process for obtaining initial vendor accounts to start building business credit, to obtaining high-limit store and fleet credit cards, to getting approved for cash credit and auto vehicle financing, all of which requires no personal credit check or personal guarantee.

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